Benefits

At Elica Health Centers, we are committed to supporting the health and well-being of our employees by offering comprehensive health insurance options to meet diverse needs.

Anthem Premier Plan
Our Anthem Premier Plan is designed to provide exceptional coverage with minimal out-of-pocket
expenses. Key features include:
● $0 Deductible: Enjoy peace of mind knowing there is no deductible to meet before your benefits
take effect.
● Health Reimbursement Account (HRA): This account covers eligible out-of-pocket costs,
ensuring affordable access to the care you need.
● Extensive Network Access: Gain access to Anthem’s robust network of doctors, specialists, and
hospitals for high-quality care wherever you are.

This plan is ideal for employees seeking the highest level of coverage and minimal financial responsibility.

Anthem Standard Plan
The Anthem Standard Plan offers access to Anthem’s wide network of healthcare providers while
balancing affordability. Key features include:
● Comprehensive Coverage: Includes medical, prescription drug, and preventive care services.
● Deductibles and Out-of-Pocket Costs: Employees pay a deductible and share some costs, making
it a cost-effective option for those with fewer healthcare needs.
● Broad Provider Network: Enjoy the flexibility of Anthem’s extensive network of providers and
services.

This plan is perfect for employees looking for great coverage at a lower premium.

Why Choose Our Plans?
Both options include access to:
● Preventive care services at no cost.
● Coverage for a variety of medical and wellness needs.
● Anthem’s digital tools for managing your healthcare easily and conveniently.

We offer dental insurance through Principal Financial Insurance to eligible employees and their dependents. Preventive care is covered at 100%, basic care is covered at 90% and major care is covered at 60% up to a maximum annual benefit of $2,000. Our dental insurance plan covers orthodontia at 50% up to a $2,000 lifetime maximum (for minor dependent children under 19 years old).

Elica employees who have dental coverage with Principal Financial are eligible to receive services from Elica’s dental centers, for which Elica will cover copays and deductible costs. Elica employee dependents are not eligible for this additional benefit.

We offer broad vision insurance coverage through Principal Financial which covers an annual exam, lenses, frames and contact lenses.

Eligible employees begin accruing vacation on date of hire, and may take earned vacation after completion of 180-days’ service. Most employees accrue three (3) weeks of vacation per year beginning at date of hire, which increases to four (4) weeks per year upon completion of five (5) years’ service. Medical and Dental providers accrue four (4) weeks of vacation beginning on date of hire, which increases to five (5) weeks of vacation after completion of 5 years’ service.

Eligible employees receive eight (8) paid holidays per year, including a floating holiday which must be used within the same calendar year

All regular full-time, regular part-time, and temporary employees receive the equivalent of five (5) paid sick leave days per year. Eligible employees may take sick time after completion of 90 days of service.

Elica employees who have worked a minimum of twelve months may apply for tuition reimbursement up to a maximum of $3,000 per year; education must be related to the employee’s job and/or Elica’s mission. Applications must have prior approval. Reimbursement is provided when the employee achieves an “A” or “B” grade and submits all required documentation.

This is a tax-deferred retirement savings plan that helps Elica employees build savings for their retirement. We offer both pre-tax and Roth (post-tax) deductions which allows for savings on taxes now and in the future. Employees are eligible after 6 months of employment.

Elica also offers company matching up to 4%. The employer match is 100% vested starting from the first contribution. That means there is no vesting schedule! 

Many investment options are available through the plan.

Healthcare FSAs are a great way to deduct pre-tax income to pay out-of-pocket expenses for
out-of-network healthcare, dental and vision expenses.

Dependent Care FSA’s can be used to reimburse expenses related to care of eligible dependents
while you and your partner work, such as transportation and daycare services. This benefit has
no rollover benefit.

Elica provides eligible employees one times their annual salary on Term Life and AD&D coverage at no cost. Employees may opt to purchase additional life insurance for themselves and their dependents.

Elica provides an EAP to eligible employees. This is a confidential service including six (6) free counseling sessions, family caregiving services, legal services, financial services, convenience services, and a plethora of online tools and information.

Elica provides a number of voluntary benefits as well:

• Principal Financial: Accident and Critical Illness coverage
• Hospital Indemnity
• Pets Best: Pet Insurance
• LifeLock: Identity Theft Protection