ubwino

Ku Elica Health Centers, tadzipereka kuthandiza thanzi ndi moyo wa ogwira ntchito athu popereka inshuwaransi yonse yaumoyo kuti tikwaniritse zosowa zosiyanasiyana.

Anthem Premier Plan

Ndondomeko ya Anthem Premier imapereka chithandizo chamankhwala chapamwamba kwambiri popanda ndalama zolipirira inu ndi/kapena banja lanu.

• $0 yochotsera
• $0 pazipita potuluka m'thumba
• Palibe mtengo wogulira mankhwala omwe ali mkati mwa netiweki

Dongosolo ili lapangidwa kuti lipereke mtendere wamumtima komanso kuthekera kodziwa bwino zachuma. Mamembala ali ndi mwayi wopeza
Gulu lalikulu la madokotala, akatswiri, ndi zipatala la Anthem, kuonetsetsa kuti chisamaliro chapamwamba chikupezeka
kulikonse komwe amakhala kapena kuyenda. Dongosolo ili ndi labwino kwa antchito omwe akufuna chithandizo chokwanira komanso
ndalama zochepa kwambiri zomwe munthu angawononge pa chisamaliro chaumoyo.

Anthem Standard Plan
Ndondomeko ya Anthem Standard imapereka chithandizo chodalirika komanso kulinganiza mtengo ndi kusinthasintha.
kukhala ndi mwayi wopeza chithandizo chamankhwala cha Anthem komanso mautumiki osiyanasiyana ofunikira,
kuphatikizapo chithandizo chamankhwala, mankhwala olembedwa ndi dokotala, ndi ntchito zodzitetezera. Ndondomekoyi ikuphatikizapo ndalama zochotsera ndalama zomwe munthu amalandira kuchokera ku ndalama zina
maudindo ogawana ndalama, zomwe zimapangitsa kuti ikhale njira yotsika mtengo kwa iwo omwe ali ndi ndalama zochepa kapena nthawi zina
zosowa za chisamaliro chaumoyo.

Ndondomeko ya Anthem Standard ndi chisankho chabwino kwa antchito omwe akufuna chithandizo chabwino pamtengo wotsika pamwezi
premium.

Woyang'anira wa Rightway Care
Elica amapereka Rightway Care Concierge kwaulere kwa iwo omwe adalembetsa mu Anthem Plans.
perekani antchito mwayi wopeza gulu la akatswiri azaumoyo kuti apereke mayankho omveka bwino, chitsogozo chanzeru, ndi
chisamaliro chomwe chikugwirizana ndi zosowa za antchito komanso bajeti yawo.

• Fotokozani za inshuwalansi yanu yazaumoyo.
• Kukuthandizani kugwiritsa ntchito bwino maubwino anu.
• Pezani opereka chithandizo abwino kwambiri ndikusungitsa nthawi yanu yokumana.
• Dziwani ndikuthetsa zolakwika zolipirira zachipatala.
• Yankhani mafunso okhudza matenda ndi chithandizo

Amaperekanso Mapulogalamu Oyang'anira Zaumoyo:

• Kusamalira Matenda Odwala
• Mapulogalamu Opewera

Chifukwa Chiyani Tisankhire Zolinga Zathu?
Zosankha zonse ziwirizi zikuphatikiza:

• Chitsimikizo cha anthu paokha ndi mabanja awo.
• Utumiki woteteza chitetezo kwaulere
• Chithandizo cha zosowa zosiyanasiyana zachipatala ndi zaumoyo.
• Woyang'anira wa Rightway Care

Timapereka inshuwaransi ya mano kudzera mwa Principal Financial Insurance kwa ogwira ntchito oyenerera ndi omwe akuwadalira. Chisamaliro chodzitetezera chimaphimbidwa ndi 100%, chisamaliro choyambirira chimaphimbidwa pa 90% ndipo chisamaliro chachikulu chimayikidwa pa 60% mpaka phindu lalikulu la pachaka la $ 2,000. Dongosolo lathu la inshuwaransi ya mano limakhudza orthodontia pa 50% mpaka $2,000 ya moyo wawo wonse (kwa ana ang'onoang'ono odalira osakwana zaka 19).

Ogwira ntchito ku Elica omwe ali ndi chithandizo cha mano ndi Principal Financial ali oyenera kulandira chithandizo kuchokera ku malo a Elica's Dental Center, omwe Elica azilipira ndalama zolipirira komanso ndalama zochotsedwa. Odalira Elica sakuyenera kulandira phindu lowonjezerali.

Timapereka inshuwaransi yowoneka bwino kudzera mu Principal Financial yomwe imapereka mayeso apachaka, magalasi, mafelemu ndi ma lens.

Ogwira ntchito oyenerera amayamba kupeza tchuti pa tsiku lolemba ganyu, ndipo atha kutenga tchuthi chomwe amapeza akamaliza ntchito yamasiku 180. Ogwira ntchito ambiri amapeza masabata atatu (3) atchuthi pachaka kuyambira tsiku lolemba ganyu, zomwe zimawonjezeka kufika milungu inayi (4) pachaka akamaliza ntchito yazaka zisanu (5). Othandizira zachipatala ndi Zamano amapeza masabata anayi (4) atchuthi kuyambira tsiku lolemba ganyu, zomwe zimakwera kufika patchuthi cha masabata asanu (5) akamaliza ntchito yazaka zisanu.

Ogwira ntchito oyenerera amalandira maholide asanu ndi atatu (8) omwe amalipidwa pachaka, kuphatikizapo tchuthi choyandama chomwe chiyenera kugwiritsidwa ntchito mkati mwa chaka chomwecho.

Onse ogwira ntchito nthawi zonse, osakhalitsa, komanso osakhalitsa amalandira malipiro ofanana ndi masiku asanu (5) omwe amalipidwa atchuthi pachaka. Ogwira ntchito oyenerera amatha kudwala akamaliza ntchito masiku 90.

Ogwira ntchito ku Elica omwe agwira ntchito osachepera miyezi khumi ndi iwiri atha kulembetsa kubweza ndalama zophunzirira mpaka $3,000 pachaka; maphunziro ayenera kukhala okhudzana ndi ntchito ya wogwira ntchitoyo ndi/kapena cholinga cha Elica. Mapulogalamu ayenera kukhala ndi chivomerezo choyambirira. Kubweza kumaperekedwa pamene wogwira ntchitoyo akwaniritsa kalasi ya "A" kapena "B" ndikutumiza zolemba zonse zofunika.

Uwu ndi ndondomeko yosungitsa msonkho yomwe imayimitsidwa ndi msonkho yomwe imathandiza ogwira ntchito ku Elica kuti asunge ndalama zawo zopuma pantchito. Timapereka zonse zochotsera msonkho usanachitike komanso Roth (pambuyo pa msonkho) zomwe zimalola kupulumutsa misonkho pano komanso mtsogolo. Ogwira ntchito ali oyenerera pambuyo pa miyezi 6 ya ntchito.

Elica imaperekanso kampani yofananira mpaka 4%. Machesi a olemba anzawo ntchito ndi 100% yoperekedwa kuyambira pazopereka zoyambirira. Izi zikutanthauza kuti palibe ndondomeko yogulitsa! 

Njira zambiri zopangira ndalama zimapezeka kudzera mu dongosololi.

Healthcare FSAs ndi njira yabwino yochotsera ndalama zomwe munthu amapeza asanakhome msonkho kuti alipire ndalama zomwe amawononga
chithandizo chamankhwala chakunja kwa intaneti, ndalama zamano ndi zowona.

Dependent Care FSA's itha kugwiritsidwa ntchito kubweza ndalama zokhudzana ndi chisamaliro chaomwe amadalira
pamene inu ndi mnzanu mukugwira ntchito, monga mayendedwe ndi ntchito zosamalira ana. Phindu ili latero
palibe phindu la rollover.

Elica imapatsa antchito oyenerera kamodzi malipiro awo apachaka pa Term Life ndi AD&D popanda mtengo. Ogwira ntchito atha kusankha kugula inshuwaransi yowonjezera ya moyo wawo ndi omwe akuwadalira.

Elica amapereka EAP kwa ogwira ntchito oyenerera. Uwu ndi ntchito zachinsinsi kuphatikiza magawo asanu ndi limodzi (6) a upangiri aulere, ntchito zosamalira mabanja, chithandizo chazamalamulo, chithandizo chandalama, zothandizira, komanso zida zambiri zapaintaneti ndi zambiri.

Elica amaperekanso mapindu angapo mwakufuna kwawo:

• Zachuma Chachikulu: Kufotokozera za Ngozi ndi Matenda Ovuta
• Hospital Indemnity
• Ziweto Zabwino Kwambiri: Inshuwaransi ya Ziweto
• LifeLock: Chitetezo cha Identity Theft